How to Use the New Apple Cash Tap to Pay Feature in iOS 18
With their new version of iOS 18, Apple brings many exciting features. And with it all, one eye-catching feature has come in the form of the new Apple Cash Tap to Pay. This is a new feature from Apple which has the ability to enable easy payments by iPhone users from their Apple Cash balance on any of the supported terminals just by tapping their iPhone. As for this feature, be it paying for groceries, splitting a bill with your friends, or simply making some everyday purchases, mobile payments will become as fast and easy.
We shall explain how to use the Apple Cash Tap to Pay feature, benefits of using it, and why it is a real game-changer for the users of iOS in this blog.
What is Apple Cash Tap to Pay?
Apple Cash Tap to Pay with iOS 18 lets you use your iPhone to pay directly at the tap of a payment terminal that supports NFC. It works by using Apple Cash-app-Apple refers to it as a digital wallet associated with your Apple Pay account. The feature streamlines how you can apply your Apple Cash balance directly at retail and restaurant stores, and other merchants that take contactless payments.
Indeed, that which can be enjoyed at the moment, such as checking balances, using a physical card, even transferring funds to a bank is all not needed here; instead, one enjoys the chance of tapping and paying directly from an Apple Cash balance via his iPhone.
How to Set Up Apple Cash for Tap to Pay
You have to have your Apple Cash set up and linked to Apple Pay, which allows you to use Tap to Pay. Here is how you would do this:
Open Wallet App: Open the Wallet app on your iPhone.
Enable Apple Cash. If you haven’t done so, tap through the instructions on screen to set up Apple Cash. This should link the Apple Cash account with your Apple ID.
Add Apple Cash to Wallet. After having Apple Cash enabled, the wallet automatically lists it as part of Apple Pay. You can check this by opening the Wallet app; hopefully, you will see your balance in Apple Cash.
Turn on Apple Pay: Open Settings > Wallet & Apple Pay to turn on Apple Pay, which makes Apple Pay link your cards and use as the default method of payment.
How to Use Apple Cash Tap to Pay in iOS 18
Once you have set up Apple Cash, it’s going to be very easy to tap to pay. Here are the steps on how to make your first payment:
Locate a Contactless Terminal Look for the contactless payment symbol in checkout, which means that Apple Pay is accepted. First, you should confirm that the store or business accepts contactless payments.
Hold your iPhone near the Contactless Terminal When you are ready to make the payment, simply hold your iPhone close to the contactless-enabled terminal. The terminal should identify your iPhone and walk you through how to pay.
Confirm the Payment
The security of this process hinges on authentication that payment goes through Face ID, Touch ID, or your pass code. This way, the transaction will be accepted only by you.
Confirming Payment
As soon as the payment is approved, the transaction is final, and the Apple cash balance is withdrawn. You receive a confirmation on your iPhone and pay out to the recipient instantly.
Receipt of Transaction
For your Apple Cash transaction, you’ll see it appear under the card in the Wallet app. This lets you quickly track how much has been spent and earlier transactions.
Advantages of Using Apple Cash Tap to Pay
Tap to Pay functionality through Apple Cash offers many advantages that make mobile payment even more convenient than before. Here’s why you should give it a shot:
Faster Payments
Tap to Pay enables you to easily tap your iPhone against the terminal for a quick transaction. You’ll no longer waste your time digging through your wallet for physical cards or keeping loose cash.
Security
However, Apple Pay encrypts and tokenizes each transaction about your information so you never have to concern yourself that such information would fall into the wrong hands. Furthermore, every purchase made through Apple Pay is authenticated by the Face ID, Touch ID, or the passcode on your Apple device.
Hassle-Free Integration with Apple Pay
Since Apple Cash directly connects to your Apple Pay wallet, you can manage payments, balances, and transactions all from one place. It becomes easy to track how your finances are going and monitor where you’re spending.
No Need for Physical Cards
With the Apple Cash Tap to Pay, you don’t need to carry any credit or debit card. That is very helpful for cashless users preferring payments using their iPhone only.
Most Accepted
Apple Pay is accepted at more than a million locations in the United States, and that number continues to grow, as well as acceptance at retail stores, restaurants, and online. As such, you can use Apple Cash Tap to Pay in many different locations-so it is quite flexible.
Checking Your Apple Cash Balance, It’s always a good idea to check your Apple Cash balance so you are sure that there is money available when you want to make a purchase. You can look up your balance within the Wallet app at any time by following the steps given below:
Open the Wallet App: On your iPhone, open the Wallet app.
Tap Apple Cash: You will be granted access to your current balance and latest transactions by tapping on the Apple Cash card.
Add Funds: You can add funds to the Apple Cash balance in case you need it linked to a bank account or a debit card.
Conclusion
It makes Apple Cash and iOS 18 bring us mobile payments faster, easier, and more secure than ever. Apple Cash Tap to Pay feature lets you make purchases directly from your Apple Cash balance by tapping your iPhone at the terminal with NFC. This makes the whole process streamlined for absolute convenience. If you are one of those heavy users of Apple Pay, then be one of those interested in the simplicity offered by Apple Cash for a cashless payment experience; it is definitely a game-changer for iPhone users.
Now, as iOS 18 rolls out, use the time to appreciate this exciting feature-the future of contactless payments with Apple Cash Tap to Pay.
IMAGE SOURCE – Apple.com